2. Affiliate Compensation Disclosure
OnlineLoanLanka is 100% free for consumers to use. To support our editorial research, server infrastructure, and rate monitoring operations, we maintain commercial referral relationships with some of the verified lenders featured on this website.
When you click an outbound partner link to a lender’s official website and submit an application, we may receive an affiliate referral commission. This occurs at zero additional cost to you — lenders do not increase their interest rates or charge higher fees for users referred by OnlineLoanLanka.
3. Editorial Independence & Rating Integrity
Our commercial affiliate agreements do not influence our factual reviews, compliance audits, or calculated APR equivalents. We list company registration numbers (ROC Colombo PV numbers), regulatory warnings, and pros and cons based strictly on our objective 5-stage verification methodology. Lenders cannot pay to remove factual criticisms or artificially elevate their editorial ranking.
4. Independent Financial Advice Warning
The financial calculators, rate guides, and comparison tables published on OnlineLoanLanka are for informational and educational purposes only and should not be construed as personalized financial or legal advice. Borrowers are strongly encouraged to evaluate their personal repayment capacity before entering into any legally binding loan agreement with a third-party lender.